Useful links

It is likely that your pension will be your main source of income in retirement and it is important to have everything in place before your scheduled retirement date, as leaving it too late may result in a delay to your income. Planning early is the key.

Workplace Pension

If you have old workplace pensions that you may have lost touch with; a pension tracing service is available to help:

Pension Tracing Service

• gov.uk/find-lost-pension
• gov.uk/find-pension-contact-details
• pensionwise.gov.uk

State Pension

It’s important to know when your State Pension will commence, how much you will be entitled to and the options available within the state scheme. The following links will help you find out.

• gov.uk/browse/working/state-pension
• gov.uk/check-state-pension
• gov.uk/state-pension-topup

The Pensions Advisory Service

TPAS gives people professional, independent and impartial help with their pensions.  They also try to resolve problems an individual may have with their pension and share insights with Government and industry to help develop future pensions policy. Please click the link below to find out more:

• pensionsadvisoryservice.org.uk

Keeping up with tax rates and your National Insurance record can help you keep track of the tax you should pay, avoid unexpected tax charges, and plan your retirement in a tax efficient manner.

• HMRC
• Tax code checker
• National Insurance credits

• Financial Conduct Authority
• my wealth

• Senior Railcard

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