Tools

Tools

Take control of your finances

Setting a budget is essential for taking control of your finances. This tool will help you identify how much money comes into your household and where it goes out. Having a clear picture of this will allow you to identify any over spends and work towards your next financial goal.

Budget planner

 

Savings calculator

If you have a savings goal you can use this savings calculator from The Money Advice Service to work out what date you’ll reach your savings goal and how increased contributions or interest rates will impact this.

Savings calculator

 

Credit card repayment calculator

A credit card can be one of the most expensive ways of borrowing money. You can use this tool to work out how long it will take you to pay off your credit card with current repayments and how increased contributions could impact this.

Credit card calculator  

Please find below a list of the tools provided by the Money Advice Service to help you take control of your finances and plan for your future.

Mid-Life MOT

Mid-Life MOT – take control of your future

 

 

 

 

 

 

Smart Borrowing

Budget Planner – Learn how to get your budgeting right.

Credit Card Calculator – Calculate the cost of a credit card.

Loan Calculator – Calculate the cost of a loan.

Debt Test – Learn how to get your debts under control.

 

 

Simple Savings

Money Health Check – Understand where you are with your money.

Savings Calculator – How long will it take to reach your goal?

Savings Calculator – How much do you need to save to achieve your goal on time?

Christmas Money Planner – Plan in advance to manage the expense of the festive period.

Quick Cash Finder – Reduce your outgoings to help you save.